How do we go about buying a house on a lower income?

How do we go about buying a house on a lower income?

My fiance and I are trying to find and buy our first home. We are getting married in March and would like to have a home of our own. We are both fairly young and do not have a large income. He has taken on the responsibility of raising my two daughters with me and is our main source of income. We know there are ways out there for low income families to buy homes but have not been successful in finding those sources on our own. Rent in our area is very high so we are currently living with his parents. We would greatly appreciate all suggestions or help anyone can give us!!!!

The Answer : Each state has programs available to folks like you, in addition the federal government has programs that can help you out. You will need to search your state's web site for the programs available in your state, you can do that by going to this link and finding your areaAll US States Constitutions and Web sites: http://www.constitution.org/cons/usstcon... Search for cities & Counties in the US: http://www.naco.org/template.cfm?section...In addition here are links that you can research for low income programsFHA Federal Housing Administration loan programs: http://www.fha.com/ FHA Rural Housing loan programs: http://www.rurdev.usda.gov/rhs/common/in... US Government Housing assistance grants all areas:http://12.46.245.173/pls/portal30/catalo...US Federal Domestic Assistance catalog for all Federal Programs available to State & Local Governments & the Publichttp://12.46.245.173/cfda/cfda.html... All government Benefit Programs http://www.govbenefits.gov/govbenefits_e... Low Income Home Purchase Assistance (Private): http://www.nehemiahcorp.org/ AFFORDABLE HOUSING CONTACT LIST FROM REALTOR.COM US GOVERNMENT AND ALL STATES: http://www.homefair.com/homefair/servlet... Low income housing assistance (private) Habitat for Humanity: http://www.habitat.org/USDA Rural Housing programs & eligibility requirements: http://eligibility.sc.egov.usda.gov/elig... Finding out what benefits you are eligible for, with the US Governmenthttp://www.govbenefits.gov/govbenefits_e...That should give you some direction as to what is available to you and your fiance. I wish you the best of luck