Does anybody know where to go for legal counsel regarding unfair credit reporting in NJ?

Does anybody know where to go for legal counsel regarding unfair credit reporting in NJ?

I have been fighting BOA since 2005. I have all the documents sent to them so they can correct the adverse account entry on my credit report and they still give me the run-around. I tried writing to the credit bureaus too but all they told me was to write to BOA. I am tired of this game they are playing maybe it's time I sue them?

The Answer : If you have well documented proof that:-you did pay the bill-you did notify them of the error-you did dispute this with the credit bureau...then by all means sue them. There is a very specific procedure you need to follow, but if you do it you have a very easy small claims lawsuit, and you will win $1000 for your trouble (plus legal fees).If you don't want to fight this yourself...look in the phone book for a lawyer that specializes in collections.

Sure, they work for collection agencies, but these slimeballs will also eat their young, and will take your case. Many are even starting to do it on a contingency basis, where you pay the filing fees and they only collect when you win (because their fees are included in the suit). They see it as easy money. Where I live there are a couple who do nothing but these cases.