Can a creditor sue you a month before the statue of limitation runs out?

Can a creditor sue you a month before the statue of limitation runs out?

I'm being sue from a creditor 1 month before the statue runs out is this possible.

The Answer : Keep in mind that collection agents are notorious for not having a clue of the exact SOL date. You many need to research your state's laws a bit. If a lawsuit has already been filed, you may want to request a "discovery" and get all of the paperwork involved on your debt. You mainly want to see the last bill, the payment demand letter, and any docs to show when you last made a payment or charge to the account.Many times collection agents use the date that the account was charged off, or when they actually got the account. This will "pad" your SOL a few months, so it's possible you are actually over the date already and can use that as your defense.