Wednesday, October 31, 2007

Good Secured Credit Cards !!!

D0 You Know of A Good Secured Credit Cards ?!!!

My boyfriend is trying to rebuild his credit and I suggested a secured credit card since he can't get an unsecured. Now the problem is trying to find a good company that is not trying to rip him off with horrible fees or just take his deposit money and run. I'm looking for some info from people who've had actual experience with a company. Good or Bad...

The Answer : I can help, not only do I talk about this on Y! Answers all the time, but I've had personal experience. Does your boyfriend have a checking and savings account? The reason that I ask that, is that some banks and credit unions offer secured cards.

Some of the major banks like BofA, Wells Fargo, and USBank all offer secured cards. These, along with Orchard Bank(HSBC), I would recommend (I posted links below to each of their sites)

I would stay away from New Millenium and First Premier as they have to many hidden fees that eat up the available credit on the card before it even touches your hand.I hope this answer helps you outgood luck, and thanks for reading!

http://www.bankofamerica.com/creditcards...
https://www.wellsfargo.com/credit_cards/...
http://www.usbank.com/cgi_w/cfm/credit/k...
http://www.usbank.com/cgi_w/cfm/creditca...
https://www.hsbcapply.com/start/orchardb...

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