Who do i contact to get financial advice?

Who do i contact to get financial advice?

I have to get my financial situation in order in 1 and 1/2 years. i have really bad credit and i need to pay it off and be able to buy a home. who do i call to help me figure out exactly what i need to do to reach my short term goals?

The Answer : It never fails to amaze me how folks can have the god given smarts to earn money but do not have the same smarts to manage it
== ok to begin with i hope you income is greater than you our flow
-- turn off the computer cause i am an old fart and i believe in knowing my banker by his first name and how many kids dogs etc
--- list every one you owe money to including monthly expenses and utilities
-- next on the list goes the monthly amount you should be budgeted for taxes insurance and other bills come out quarterly or ever six months
-- once you have that in place you are ready to prepare a budget -- hopefully there will be something left over for food and transportation

(if you have a car payment it is a separate item -this is for gas and parking fees ok total every thing up and bingo that is what you have left

== if it is more than your monthly income you have to sat down and get a glass of wine and look around say good bye cable or cell phone or internet service or any thing else until you are back in the black!!!

i know this is long and maybe confusing but i have been living very high on the hog for over 40 years and i swear if folks would try it for six months they would either be out of debt of see the light at the end of tunnel

== check out my profile and email me if you think i can help in any way!!!