Tuesday, August 21, 2007

Home Equity Line of Credit ! If I apply for an equity line of credit and use the money to pay my credit cards will my house payment go up?

Home Equity Line of Credit ! If I apply for an equity line of credit and use the money to pay my credit cards will my house payment go up?

The Answer : I assume you are talking about a second loan on the house -- your house payment will not go up but you will have 2 loan payments. i would advise against it because you may be paying a lower interest rate but you will be paying for a longer period of time.. also i am not saying you will do it but most of the folks i know who did it -- immediately stated using there charge cards again and they ended up in a world of hurts.

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