At what age could you obtain a credit card?

At what age could you obtain a credit card?

at what legal age in New York could you use a credit card

The Answer : You must be 18 years old to get a credit card, unless you have someone co-sign it.Since one of the major parts of your credit score involves how long you have had credit, many parents are starting to get very young children credit cards.

They will occasionally put a charge on it, then pay it off. By the time the kid is old enough to get a car, they have a decent credit rating.Sounds funny, but when I bought my first car they almost turned me down because I had no credit history! I had a very good job at the time, but was still living with my parents.

Then I went to get a home, same problem. The mortgage officer decided to just let me have it based on my income. I had no credit history to work off of! So get your new-born signed up!